earnings
confidence high
sentiment neutral
materiality 0.60
Capitol Federal Q2 net income $15.4M ($0.12 EPS); NIM expands to 1.92%
Capitol Federal Financial, Inc.
2025-Q2 EPS
reported $0.24
vs consensus $0.12
▲ beat
(+99.3%)
- Net income of $15.4M ($0.12 EPS) flat vs prior quarter; net interest margin rose 6 bps to 1.92%.
- Declared $0.085/share dividend payable May 16, 2025 to holders of record May 2, 2025.
- Total assets $9.72B; deposits up $166.4M driven by high-yield savings account (APY 4.30%).
- Commercial loan commitments $136.5M; portfolio continues shift from one-to-four-family to commercial.
- Six-month net income $30.8M vs $16.3M a year ago, aided by absence of securities strategy losses.