earnings
confidence high
sentiment positive
materiality 0.70
Capitol Federal Q3 net income $23.6M, EPS $0.19; NIM expands to 2.31%
Capitol Federal Financial, Inc.
- Net income of $23.6M ($0.19 diluted EPS) vs $20.1M in prior quarter; net interest margin up 7 bps to 2.31%.
- Commercial loan portfolio grew $155.2M in Q3 to $2.47B; single-family loans declined to $5.60B.
- Repurchased 1,837,832 shares for $15.5M in Q3; total YTD repurchases of 6.4M shares for $45.9M.
- Quarterly cash dividend of $0.085 per share declared, payable Aug 21, 2026 to holders of record Aug 7, 2026.
- Efficiency ratio improved to 52.10% from 52.45%; tangible book value per share $8.04.