California BanCorp reports Q4 net income $16.4M ($0.50/diluted EPS); full-year $63.1M

California BanCorp \ CA

2025-FY EPS reported $1.93

Q4 net income $16.4M vs $15.7M Q3; diluted EPS $0.50 vs $0.48; NIM 4.44% vs 4.52%.
Full-year net income $63.1M ($1.93/diluted) vs $5.4M ($0.22) in 2024, reflecting merger integration.
Reversal of provision for credit losses of $4.4M in Q4; ACL ratio 1.20% of loans.
Total loans increased $62M to $3.06B; nonperforming assets 0.40% of total assets.
Declared $0.10/share quarterly dividend; repurchased 122,428 shares at avg $16.37 in Q4.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.