SHF Holdings Q4 revenue up 12% sequentially, eliminates $18M debt, extends PCCU deal to 2031

SHF Holdings, Inc.

Q4 revenue $2.1M (+12% QoQ); net loss $0.6M vs $51.7M loss in Q4 2024.
Eliminated substantially all $18M debt; equity positive $8.2M from $12.3M deficit.
Ended 2025 with $6.8M cash; PCCU agreement extended to 2031 with up to 65% loan income share.
Loan program income $0.9M in Q4 (+70% QoQ); full-year revenue $7.7M vs $15.2M in 2024.
Operating expenses down 72% YoY in Q4 to $3.3M; CEO cites 'operating leverage inflection'.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

SHF Holdings, Inc. reported financial results for the fiscal year and fourth quarter ended December 31, 2025.

Period: the fiscal year and fourth quarter ended December 31, 2025
Result: reported results

Exact text from the filing

On April 16, 2026, SHF Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal year and fourth quarter ended December 31, 2025.

View on SEC.gov

51 earnings releases filed in the last 30 days. Browse all earnings releases →

SHF Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001493152-26-016961

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.