OptimumBank Q1 net income $4.7M ($0.20 diluted EPS), up 20% YoY; assets grow 14% QoQ

OptimumBank Holdings, Inc.

2026-Q1 EPS reported $0.20

Net income $4.7M vs $3.9M YoY; diluted EPS $0.20 vs $0.17 YoY.
Net interest margin 4.49%, up 10bps QoQ and 43bps YoY; net interest income $13.2M.
Gross loans $1.09B, up 13.8% QoQ; deposits $1.09B, up 17.3% QoQ.
Noninterest expenses $8.0M, up from $6.7M Q4 2025, driven by compensation costs.
Tangible book value $10.43 per share (down QoQ due to preferred conversion); diluted TBV $5.37 (+14.9% annualized).

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

OptimumBank Holdings, Inc. reported the first quarter of 2026 results: net income $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, EPS $0.39 per basic share, and $0.20 per diluted share.

Period: the first quarter of 2026
Net income: $4.7 million, or $0.39 per basic share, and $0.20 per diluted share
EPS: $0.39 per basic share, and $0.20 per diluted share
Result: reported results

Exact text from the filing

The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, for the first quarter of 2026.

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OptimumBank Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001493152-26-018855

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