Highest-materiality recent filing
OptimumBank Holdings CEO Terry retires; Chairman Gubin appointed CEO, Smith named President
Timothy Terry retired as CEO of OptimumBank Holdings and OptimumBank on May 1, 2026; will assist with transition.
Shareholders elect six directors, approve nonvoting common stock at OptimumBank annual meeting
Elect directors: Moishe Gubin, Joel Klein, Avi Zwelling, Thomas Procelli, Michael Blisko, Steven Newman (each >94% support).
OptimumBank Q1 net income $4.7M ($0.20 diluted EPS), up 20% YoY; assets grow 14% QoQ
Net income $4.7M vs $3.9M YoY; diluted EPS $0.20 vs $0.17 YoY.
OptimumBank forms OptimumFunding subsidiary for HUD/FHA lending platform
Wholly-owned subsidiary OptimumFunding, LLC created to originate HUD- and FHA-insured loans.
OptimumBank Q4 net earnings $4.85M ($0.21 diluted EPS); FY2025 net $16.64M ($0.71 diluted EPS)
Q4 net earnings $4.85M ($0.21 diluted EPS), up from $3.95M ($0.18) in Q4 2024 and $4.32M ($0.18) in Q3 2025.
Michael Blisko exchanged 65 Series B Convertible Preferred Stock shares for 531,178 newly issued Company common shares.
OptimumBank Holdings releases presentation on unaudited FY2025 results
Presentation describes unaudited results for the year ended December 31, 2025.
OptimumBank Q3 2025 net earnings $4.32M, up 20% QoQ; deposits grow 9%
Q3 net earnings $4.32M ($0.18 diluted EPS) vs $3.60M in Q2 2025 and $3.30M in Q3 2024.
OptimumBank Holdings releases unaudited nine-month results presentation; no figures in 8-K text
Filing on Oct 16, 2025 references a presentation on unaudited results for period ended Sep 30, 2025.
OptimumBank amends Series B preferred stock to conform to Series C; diluted share count affected
Effective Oct 1, 2025, articles of incorporation amended to restate Series B preferred terms to match Series C.
OptimumBank corrects earnings-call guidance, targets $1.5-1.6B assets by 2026
Correction: prior earnings call mistakenly gave 2025 projection; actual projection is for 2026.
OptimumBank Q2 net income $3.6M, EPS $0.29; NIM expands to 4.32%, deposits up $25.9M
Net earnings $3.60M ($0.31 basic, $0.29 diluted EPS) vs $3.87M in Q1 and $3.50M in Q2 2024.
OptimumBank files Q2 2025 earnings presentation; no financial data in body
Presentation covers unaudited results for period ended June 30, 2025.
OptimumBank adds A.G.P./Alliance Global Partners as agent for ATM equity program
Amendment No. 1 to At Market Issuance Sales Agreement dated July 1, 2025, adds A.G.P./Alliance Global Partners as Agent.
Filed a presentation under Item 7.01 covering unaudited results for period ended March 31, 2025.
OptimumBank Holdings promotes Elliot Nunez to CFO; Joel Klein retires as interim CFO
Elliot Nunez, 58, promoted to Executive VP and CFO of OptimumBank Holdings, effective May 1, 2025.
All six director nominees elected with >6.1M votes each; broker non-votes of 2,140,786.
OptimumBank Holdings releases investor presentation covering FY2024 and Q1 2025 results
Presentation filed as Exhibit 99.1 describes FY2024 and unaudited Q1 2025 results.
OptimumBank reports 2024 net income $13.1M, up 108% from $6.3M; EPS $1.39 basic
Net income $13.1M ($1.39 basic EPS) vs $6.3M ($0.87) in 2023, doubling YoY.
Director Martin Z. Schmidt resigns from OptimumBank Holdings boards effective Jan 28, 2025
Martin Z. Schmidt resigned from the boards of OptimumBank Holdings, Inc. and OptimumBank effective January 28, 2025.
OptimumBank releases presentation on unaudited 2024 results; specific figures not detailed in filing
Presentation covers unaudited results for period ended December 31, 2024.
OptimumBank transfers stock listing from Nasdaq to NYSE American effective Dec 31, 2024
Ticker OPHC unchanged; last trade on Nasdaq Dec 30, first trade on NYSE American Dec 31, 2024.
OptimumBank Q3 net income $3.3M, EPS $0.34; net interest income +51.5% YoY
Net income rose to $3.3M ($0.34 basic, $0.32 diluted) from $1.2M ($0.18) in Q3 2023.
OptimumBank Holdings releases Q3 2024 unaudited results presentation
Presentation filed as Exhibit 99.1 covers unaudited results for period ended September 30, 2024.
OptimumBank releases Q2 2024 presentation; no specific figures in filing text
Filing includes Exhibit 99.1, a presentation on unaudited results for the period ended June 30, 2024.
OptimumBank Holdings reports shareholder vote results from 2024 annual meeting
Meeting held May 30, 2024; 7,355,282 shares present (76.34% of 9,634,821 outstanding).
OptimumBank Q1 net earnings double to $2.38M; loan portfolio up 50% YoY
Net earnings of $2.377M vs $1.153M in Q1 2023, a 106% increase.
Company released a presentation on May 6, 2024 covering unaudited Q1 2024 results.
OptimumBank releases Q1 2024 presentation; no specific financial data provided
Filed presentation on April 22, 2024, covering unaudited Q1 2024 results.
Effective the same date: (i) the Company appointed its Chairman of the Board, Moishe Gubin, as its Chief Executive Officer and principal executive officer; and (ii) the Bank appointed Mr. Gubin as its Chief Executive Officer.
Also effective the same date, the Bank appointed Braden R. Smith as its President.
On May 1, 2026, Timothy Terry retired as principal executive officer of OptimumBank Holdings, Inc. (the “Company”) and as President and Chief Executive Officer of its wholly-owned subsidiary, OptimumBank.
Also on May 1, 2025, Joel Klein retired as the Company’s interim Chief Financial Officer.
On May 1, 2025, OptimumBank Holdings, Inc. (the “Company”) promoted Elliot Nunez, age 58, to serve as Executive Vice President and Chief Financial Officer of the Company.
Effective January 28, 2025, Martin Z. Schmidt resigned from the Boards of Directors of OptimumBank Holdings, Inc. and OptimumBank.
Max materiality 0.80 · Median 0.30 · Most common event earnings