SHF Holdings Q1 revenue $2.0M (+2.2% YoY); loan income surges 55.6%

SHF Holdings, Inc.

2026-Q1 EPS reported -$0.43 revenue$1,975,439

Revenue $2.0M, up 2.2% YoY; loan program income $0.8M, up 55.6% due to restructured PCCU agreement.
Operating expenses down 4.7% to $3.7M; net loss $1.8M vs $0.8M prior (prior included $1.1M non-cash benefit).
Cash $5.9M; stockholders' equity $6.7M vs deficit of ($16.9M) a year ago – balance sheet transformed.
Post-quarter: launched cannabis 401(k) plan, expanded lending platform; DOJ placed medical cannabis on Schedule III (April 2026).
Second Amended PCCU agreement extended through Dec 2031, raising Safe Harbor's share to 65%; expected $9M+ incremental revenue.

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