Northfield Bancorp Q2 EPS $0.24, net margin up 48 bps YoY; declares $0.13 dividend

Northfield Bancorp, Inc.

2025-Q2 EPS reported $0.43 revenue$3,305,000

Diluted EPS $0.24 vs $0.14 YoY; net income $9.6M vs $6.0M.
Net interest margin 2.57% (+48 bps YoY); net interest income $34.4M (+19.9%).
Credit provision $2.1M vs benefit $618k YoY; NPL/loans improved to 0.36%.
Completed $10M stock repurchase (862k shares); dividend $0.13 payable Aug 20.
Cost of deposits (ex-brokered) down to 1.88%; liquidity strong $800M+.

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