earnings
confidence high
sentiment positive
materiality 0.70
Bankwell Q4 operating EPS $1.36, GAAP EPS $1.15, declares $0.20 dividend, provides 2026 outlook
Bankwell Financial Group, Inc.
2025-FY EPS reported
$4.45
revenue$2,826,000
- Q4 GAAP net income $9.1M ($1.15 EPS) vs Q3 $10.1M ($1.27); operating net income $10.7M ($1.36 EPS).
- One-time income tax expense of $1.5M due to state tax adjustments from expanded footprint.
- Board declared $0.20 per share quarterly dividend payable Feb 20, 2026 to shareholders of record Feb 10.
- 2026 guidance: loan growth 4-5%; NII $111-112M; non-interest income $11-12M; non-interest expense $64-65M; efficiency ratio ~51-53%.