Bankwell Q2 net income $12.4M ($1.52 EPS); raises NII guidance to $115-117M

Bankwell Financial Group, Inc.

GAAP net income $12.4M ($1.52 EPS) vs $11.3M ($1.41 EPS) in Q1 2026.
Net interest margin expanded 30 bps to 3.58%; net interest income rose to $29.5M from $26.9M.
Core deposits grew $128M; gross loans up $93.1M to $3.0B; wholesale funding reduced.
Updated FY2026 guidance: NII raised to $115-117M, loan growth 5-7%, non-interest expense raised to $65-67M.
Declared $0.20/share dividend payable Aug 21, 2026; efficiency ratio improved to 47.5%.

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