Regional Management Q2 net income falls 19.6% to $8.2M; revenue up 6.7% to $168M; declares $0.30 dividend

Regional Management Corp.

Net income $8.2M ($0.85 diluted EPS), down 19.6% YoY; YTD net income $19.6M ($2.03 EPS), up 14% YoY.
Total revenue $168.0M, up 6.7% YoY; net finance receivables $2.1B, up 9.6% YoY.
Net credit loss rate 12.2%, up 30 bps YoY; operating expense ratio 12.4%, improved 80 bps YoY.
Declared quarterly dividend $0.30/share, payable Sept 16, 2026 to holders of record Aug 19, 2026.
Bank partnership with Column N.A. originated >$65M loans; digital lending launched; entered Florida.

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