earnings
confidence high
sentiment positive
materiality 0.80
Oportun Q1 GAAP net income $9.8M, EPS $0.21; adj. EPS $0.40
Oportun Financial Corp
2025-Q1 EPS reported
$0.21
revenue$235,904,000
- GAAP net income of $9.8M vs ($26M) loss YoY; diluted EPS $0.21 vs ($0.68).
- Adjusted EPS $0.40 vs $0.09 YoY; adjusted net income $19M vs $3.6M.
- Revenue $236M (down 6% YoY); operating expenses $93M down 15% YoY.
- Guidance: FY2025 adj. EPS reiterated $1.10-$1.30; loan growth moderated to ~10%.
- ROE improved to 11%; adjusted ROE 21% (up 17 ppts YoY).