Oportun Financial Corp (OPRT): debt financing — Oportun issues $485M ABS notes at 5.32% yield, repays $70M corporate debt in 2025

Oportun Financial Corp

Issued $485M of two-year revolving fixed-rate asset-backed notes secured by installment loans.
Weighted average yield 5.32%; coupon 5.25% — 45 bps lower than Oct 2025 ABS transaction.
Classes rated by Fitch: A (AAA), B (AA-), C (A-), D (BBB-), E (BB-).
Repaid $70M of corporate debt in 2025, including $37.5M in Q4.
Over $1.9B capital raised via ABS in 9 months at sub-6% yields.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Oportun Financial Corp incurred senior notes of $485 million at a weighted average coupon of 5.25% per annum maturing two years from the closing date.

Instrument: senior notes
Principal: $485 million
Rate: a weighted average coupon of 5.25% per annum
Maturity: two years from the closing date
Event: incurrence

Exact text from the filing

On February 9, 2026, Oportun Financial Corporation's (the “Company”) subsidiary, Oportun Issuance Trust 2026-A (the “Issuer”), issued approximately $485 million of two-year revolving fixed rate asset-backed notes (the “Notes”), secured by a pool of its unsecured and secured personal installment loans (the “2026-A Securitization”).

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7 debt financings filed in the last 30 days. Browse all debt financings →

Oportun Financial Corp filing history →

Source: SEC EDGAR

accession 0001538716-26-000007

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