earnings
confidence high
sentiment neutral
materiality 0.75
Triumph Financial Q3 net income $0.9M ($0.04 EPS); announces $30M buyback
Triumph Financial, Inc.
2025-Q3 EPS reported
$0.16
- Net income to common stockholders of $0.9M ($0.04 diluted EPS) for Q3 2025; non-core expenses of $4.4M primarily for restructuring.
- Payments revenue grew 7.4% QoQ to $18.5M; EBITDA margin improved to 16.8% and segment recorded first positive pretax operating income.
- Board authorized $30M share repurchase program; management expects to use earnings for buybacks at current share price.
- Total transportation revenue grew 3.7% QoQ; factoring revenue down 2.7% QoQ; credit exposure to Tricolor considered adequately secured.
- Total expenses reduced ~5% in Q3; projected Q4 expenses of $96.5M (4.5% below adjusted Q2 run rate).