secwatch / observer
8-K filed April 30, 2026, 7:59 PM ET ticker NMIH CIK 0001547903
earnings confidence high sentiment neutral materiality 0.60

NMI Holdings Q1 net income $99.3M, EPS $1.28 flat YoY; revenue up 6% to $183.5M

NMI Holdings, Inc.

2026-Q1 EPS reported $1.28 revenue$183,475,000

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

NMI Holdings, Inc. reported the first quarter ended March 31, 2026 results: revenue $183.5 million, net income $99.3 million, EPS $1.28 per diluted share.

Period
the first quarter ended March 31, 2026
Revenue
$183.5 million
Net income
$99.3 million
EPS
$1.28 per diluted share
Result
reported results
Exact text from the filing
Selected first quarter 2026 highlights include: • Primary insurance-in-force at quarter end was $222.3 billion, compared to $221.4 billion at the end of the fourth quarter and $211.3 billion at the end of the first quarter of 2025. • Net premiums earned were $154.8 million, compared to $152.5 million in the fourth quarter and $149.4 million in the first quarter of 2025. • Total revenue was $183.5 million, compared to $180.7 million in the fourth quarter and $173.2 million in the first quarter of 2025. • Insurance claims and claim expenses were $20.7 million, compared to $21.2 million in the fourth quarter and $4.5 million in the first quarter of 2025. Loss ratio was 13.3%, compared to 13.9% in the fourth quarter and 3.0% in the first quarter of 2025. • Underwriting and operating expenses were $30.6 million, compared to $31.1 million in the fourth quarter and $30.2 million in the first quarter of 2025. Expense ratio was 19.8%, compared to 20.4% in the fourth quarter and 20.2% in the fir
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Source: SEC EDGAR
accession 0001547903-26-000027
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