First Community to acquire Signature Bank of Georgia in $41.6M stock deal, expanding into Atlanta MSA

FIRST COMMUNITY CORP /SC/

Total transaction value ~$41.6M based on FCCO closing price of $24.84; each SGBG share exchanged for 0.6410 FCCO shares.
Pro forma combined company: ~$2.3B assets, $2.0B deposits, $1.5B loans, 23 offices across SC and GA.
Expected to be accretive to FCCO EPS by ~4.4% in 2026; TCE/TA ratio improves ~35bps to 7.45%.
Tangible book value dilution ~2.6% with ~2.2 year earnback; estimated IRR of ~27.6%.
Closing anticipated early Q1 2026; subject to regulatory and shareholder approvals; unanimous board approval.

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