Catalyst Bancorp Q4 net income $83K vs $1.4M in Q3; full-year net income $1.9M

Catalyst Bancorp, Inc.

Net income for Q4 2021 was $83,000, down from $1.4M in Q3 2021 which included a $1.8M CDFI grant.
Full-year 2021 net income of $1.9M vs. net loss in 2020; net interest income $1.7M for Q4, up 3% QoQ.
Loans receivable $131.8M, down 4% from Sept 30; commercial real estate fell $5.0M on a $4.3M hotel pay-off.
Non-performing assets $1.2M, down 7% QoQ; allowance for loan losses reversed $374K during Q4.
Total deposits $176.8M, down 29% as IPO subscription deposits of $72.9M were returned after offering.

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