Meridian Corp reports Q4 2021 net income $7.7M, EPS $1.24; declares $1.00 special dividend

Meridian Corp

2021-FY EPS reported $5.73

Q4 net income $7.7M, diluted EPS $1.24; FY 2021 net income $35.6M, up 35% YoY from $26.4M.
Annualized net interest margin 3.77%; loan growth 19.5% YoY excluding PPP and mortgage loans held for sale.
Total deposits $1.4B, non-interest bearing deposits 19% of total; cost of deposits declined 4 bps QoQ.
Board declared $0.20 quarterly dividend and $1.00 special dividend, payable Feb 21, 2022 to record Feb 14, 2022.

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