Esquire Financial Q2 net income $6.4M ($0.78 EPS), up 19% linked quarter; ROAA 2.00%

Esquire Financial Holdings, Inc.

2022-Q2 EPS reported $1.43

Net income $6.4M ($0.78 diluted EPS) vs $5.3M ($0.57) in Q1 2022 and $4.5M ($0.57) in Q2 2021.
Net interest income rose 28.2% YoY to $13.7M; net interest margin 4.46%.
Loan portfolio grew $41.3M (20% annualized) to $859.3M; 59% variable rate tied to prime.
Deposits increased $65.6M linked quarter to $1.2B; cost of funds 0.10%.
Announced exclusive agreement with B.E. Blank for law firm financing; added to Russell 3000/2000.

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