Esquire Financial Q3 net income $7.7M ($0.94 EPS); ROAA 2.48%, NIM 5.18%

Esquire Financial Holdings, Inc.

2022-Q3 EPS reported $2.37

Net income of $7.7M, up 21% linked quarter; diluted EPS $0.94 vs $0.78 in Q2 2022.
Return on avg assets 2.48% and return on avg equity 20.60%.
Net interest margin 5.18%; loan portfolio $875.1M, up $15.8M linked quarter.
Deposits $1.2B, up $32M linked quarter; nonperforming loans 0.67% of total loans.
Payment processing fee income $5.5M on $7.3B volume across 75,000 merchants.

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