Southern Missouri Bancorp investor update: $4.6B assets, TBV $34.65/share

SOUTHERN MISSOURI BANCORP, INC.

Assets $4.6B, loans net $3.7B, deposits $4.0B, equity $470.2M as of Dec 31, 2023.
Completed Citizens Bancshares merger Jan 2023; Citizens had $973M assets, $463M loans, $838M deposits.
Tangible common equity $391.1M, TBV/share $34.65, CAGR 9.3% since June 2019.
Sold $12.4M securities at $682k loss, reinvested into higher-yielding securities with earn-back under 2 years.
FY2023 non-recurring merger expenses $4.9M reduced diluted EPS by $0.42.

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