C&N Q2 net income $6.1M ($0.40 EPS); declares $0.28 dividend

CITIZENS & NORTHERN CORP

2024-Q2 EPS reported $0.74

Net income $6,113k ($0.40 diluted EPS) in Q2 2024, up from $5,306k ($0.35) in Q1 2024 and $6,043k ($0.39) in Q2 2023.
Net interest margin 3.31% in Q2 2024, down from 3.53% in Q2 2023; spread decreased 0.37%.
Total deposits increased $63.4M (3.2%) from Q1 2024; excluding brokered deposits up $73.3M (3.8%).
Regular quarterly dividend of $0.28/share declared, payable Aug 9, 2024 to holders of record Jul 29, 2024.

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