Peoples Financial Q1 net income falls 46% to $1.31M; EPS $0.28 vs $0.52

PEOPLES FINANCIAL CORP /MS/

2025-Q1 EPS reported $0.28

Net income $1.31M vs $2.415M in Q1 2024; EPS $0.28 vs $0.52.
Net interest income down $1.025M to $5.668M due to lower securities income and yields.
Efficiency ratio worsened to 77% from 64%; ROA fell to 0.62% from 1.12%.
Total deposits increased $31.3M to $752M; leverage ratio strong at 13.32%.
Unrealized losses on AFS securities decreased to $34.9M from $38.0M at year-end.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.