earnings
confidence high
sentiment positive
materiality 0.75
Esquire Financial Q1 net income rises 13% to $11.4M; NIM expands to 5.96%; dividend up 17%
Esquire Financial Holdings, Inc.
2025-Q1 EPS reported
$1.33
- EPS of $1.33 diluted ($0.20 beat vs $1.12 consensus).
- Net interest margin 5.96%, up 9 bps linked quarter on commercial loan growth to $1.42B.
- Core deposits grew $45.9M linked quarter to $1.69B; cost of deposits 0.94%.
- Dividend increased 17% to $0.175/share; fourth consecutive increase since 2022.
- Announced joint venture with Fortress Investment Group to expand lending to contingency fee law firms.