earnings
confidence high
sentiment positive
materiality 0.65
NB Bancorp Q2 net income $14.6M ($0.39 EPS), up 15% QoQ; initiates $0.07 dividend
NB Bancorp, Inc.
2025-Q2 EPS
reported $0.72
vs consensus $0.36
▲ beat
(+101.7%)
- Net income $14.6M ($0.39 diluted EPS) vs $12.7M ($0.33) prior Q; operating net income $15.0M ($0.40).
- Net interest margin expanded 21 bps to 3.82%; gross loans grew $76.7M to $4.54B.
- Board declared first quarterly dividend of $0.07/share, payable Aug 20 to holders of record Aug 6.
- Repurchased 1.1M shares at avg $17.08; book value per share $18.09, down from $18.23 due to buybacks and stock awards.
- Provision for credit losses increased to $3.2M from $1.2M, driven by loan growth and maturities expansion.
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