First Capital Q2 net income $3.8M ($1.13/sh) vs $2.8M ($0.85/sh) YoY

FIRST CAPITAL INC

2025-Q2 EPS reported $2.09 revenue$3,458,000

Net income $3.8M vs $2.8M in Q2 2024; diluted EPS $1.13 vs $0.85.
Net interest margin (tax-equiv) improved to 3.59% from 3.15% YoY.
Total assets $1.24B, up from $1.19B at Dec 2024; deposits grew $44.2M.
Nonperforming assets fell to $4.0M from $4.5M; net charge-offs $113K in Q2.
Provision for credit losses decreased to $306K from $360K; loan growth continued.

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