earnings
confidence high
sentiment positive
materiality 0.70
Texas Community Bancshares Q2 net income $678K; best quarter since IPO
Texas Community Bancshares, Inc.
2025-Q2 EPS reported
$0.45
- Net income $678K for Q2 2025 vs $348K Q2 2024; H1 net income $1.3M vs loss of $2.3M last year.
- Net interest income rose 5.8% to $6.5M H1 2025; FHLB advances reduced 30.9% to $49.2M.
- Two large relationships (total $9.0M) placed on nonaccrual; past-due loans 3.71% of portfolio.
- Repurchased 84,500 shares for $1.3M in H1 2025; shareholders' equity up 1.5% to $52.9M.
- CEO cites five straight quarters of rising earnings; best quarter since IPO 4 years ago.
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