earnings
confidence high
sentiment negative
materiality 0.70
First Internet Bancorp Q2 net income $0.2M, diluted EPS $0.02; credit issues persist
First Internet Bancorp
2025-Q2 EPS reported
$0.13
- Net income $0.2M ($0.02 diluted EPS); PTPP $11.7M, +17.2% YoY but -1.8% QoQ.
- Net interest income $28.0M (+11.5% QoQ); NIM 1.96% (+14 bps QoQ).
- Loan growth $108.2M (+2.5% QoQ); deposit growth $353.2M (+7.1% QoQ).
- Nonperforming loans to total loans 1.00%; net charge-offs to avg loans 1.31%; allowance/loans 1.07%.
- Tangible book value per share $44.25; CET1 ratio 8.90%.
item 2.02item 9.01