Bank of the James Q1 net income $1.98M ($0.43/shr) vs $2.14M; declares $0.08 dividend, ends stock repurchase plan

BANK OF THE JAMES FINANCIAL GROUP INC

2023-Q1 EPS reported $0.43 revenue$983,000

Net income $1.98M, EPS $0.43, down from $2.14M ($0.45) a year ago.
Net interest income up 20% YoY; total interest income $9.10M (+32%).
Loans net of allowance $618.22M; deposits $864.44M; nonperforming loans only 0.02%.
Dividend $0.08/shr payable June 16, record June 2.
Repurchased 68,619 shares in Q1 at avg $11.85; plan terminated after using nearly all $998K.

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