USCB Financial Q4 2023 EPS $0.14, net income $2.7M, NIM 2.65%, loan growth 18.1%

USCB FINANCIAL HOLDINGS, INC.

Net income $2.7M ($0.14 diluted EPS) vs $4.4M ($0.22) in Q4 2022; ROAA 0.48%.
Net interest margin 2.65%, down 80 bps YoY; net interest income $14.4M (-14.8%).
Total loans $1.8B, up 18.1% YoY; Q4 loan production $186M with 8% avg coupon.
ACL $21.1M (1.18% of loans); non-performing loans 0.03% of total loans.
Repurchased 92,317 shares at $10.45 avg price in Q4; tangible book value $9.81/share.

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.95

USCB FINANCIAL HOLDINGS, INC. reported the three months ended December 31, 2023 results: net income $2.7 million, EPS $0.14 per diluted share.

Period: the three months ended December 31, 2023
Net income: $2.7 million
EPS: $0.14 per diluted share
Result: reported results

Exact text from the filing

reported net income of $2.7 million or $0.14 per diluted share for the three months ended December 31, 2023

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USCB FINANCIAL HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0001562762-24-000013

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