Bank of the James reports Q4 EPS $0.45, declares 25% dividend increase to $0.10/share

BANK OF THE JAMES FINANCIAL GROUP INC

2023-FY EPS reported $1.91 revenue$3,901,000

Q4 net income $2.06M ($0.45 EPS) vs $1.96M ($0.42 EPS) in Q4 2022; full-year EPS flat at $1.91.
Total interest income up 24% for full year; net interest margin improved to 3.29% from 3.23%.
Asset quality strong: nonperforming loans ratio 0.06%, zero OREO.
Book value per share rose to $13.21 from $10.85; board declared $0.10 quarterly dividend, up 25%.

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