USCB reports record Q2 2025 EPS $0.40; NIM expands to 3.28%

USCB FINANCIAL HOLDINGS, INC.

Net income $8.1M ($0.40 diluted EPS) vs $6.2M ($0.31) in Q2 2024.
ROAA 1.22%, ROAE 14.29%; NIM 3.28% vs 2.94% YoY.
Loans grew 13.1% to $2.1B; deposits up 13.6% to $2.3B.
NPL ratio 0.06%, ACL ratio 1.18%. No credit deterioration.
Quarterly dividend $0.10/share, payable Sept 5, 2025.

item 2.02 item 7.01 item 9.01

USCB FINANCIAL HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0001562762-25-000172

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