USCB reports Q4 GAAP EPS $0.07, operating EPS $0.44; portfolio restructuring charge hits results

USCB FINANCIAL HOLDINGS, INC.

2025-FY EPS reported $1.33

Net income $1.4M ($0.07 diluted EPS) vs $6.9M ($0.34) in Q4 2024.
Operating diluted EPS (non-GAAP) $0.44, excluding $0.37/share in after-tax charges.
Charges include $0.31/share from previously announced portfolio restructuring and $0.06 from prior-period tax liability.
ROAA 0.19%, ROAE 2.55%; operating ROAA and ROAE not disclosed in release.
Operating EPS consistent with prior quarter; core operations stable despite GAAP decline.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.