earnings
confidence high
sentiment positive
materiality 0.75
USCB Financial Holdings Q1 EPS $0.51, net income up 22% to $9.4M
USCB FINANCIAL HOLDINGS, INC.
2026-Q1 EPS reported
$0.51
- Diluted EPS $0.51 vs $0.38 YoY; net income $9.4M, up 22%.
- ROAA 1.34%, ROAE 17.07%, net interest margin 3.27%.
- Loans held for investment $2.2B (+10.1%); deposits $2.5B (+8.0%).
- Non-performing loans ratio 0.16%; ACL 1.16% of loans.
- Quarterly dividend $0.125/sh, payable June 5; tangible book value $12.23.