QNB Corp reports record full-year 2021 net income of $16.5M, diluted EPS $4.64

QNB CORP.

2021-FY EPS reported $4.64

Q4 2021 net income $4.15M ($1.17 diluted EPS) flat YoY; full-year net income $16.5M ($4.64 EPS), up 36% from 2020.
Net interest income full-year $42.1M (+$4.9M YoY); net interest margin 2.79% vs 2.92%.
Total deposits $1.45B (+18.1% YoY); loans ex-PPP $912.5M (+7.5% YoY).
No provision for loan losses in Q4; allowance 1.21% of loans; non-performing loans improved to 1.26% from 1.53%.
Total assets $1.67B at Dec 31, 2021, up $233M from Dec 31, 2020.

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