H&R Block extends MetaBank program through 2025, adds Spruce financial products

H&R BLOCK INC

PMA term extended by two years to June 30, 2025, with automatic renewal provisions.
Spruce Accounts (non-interest checking + savings) added as new product offering.
EFS may contract with a back-up account originator for a limited pilot program.
Virtual Refund Advances added to the existing Refund Advance program.
EFS gains termination rights (whole or by product schedule) upon a Durbin Regulatory Event.

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