CB Financial posts Q3 GAAP loss of $5.7M; adjusted EPS $0.74, dividend $0.26

CB Financial Services, Inc.

2025-Q3 EPS reported $0.03 vs consensus $0.66 ▼ miss (-95.5%)

Q3 2025 GAAP net loss of $5.7M ($1.07 diluted loss) vs net income of $3.2M ($0.60 EPS) in Q3 2024.
Adjusted net income $3.9M ($0.74 EPS) vs $2.9M ($0.55 EPS) a year ago; adjustments included $9.6M in items.
Pre-provision net revenue (PPNR) was negative $6.8M; adjusted PPNR positive $5.0M.
Board declared $0.26 per share cash dividend payable Nov 28, 2025 to holders of record Nov 14, 2025.
Nine-month 2025 GAAP net income only $0.2M, down from $10.1M in the same period of 2024.

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