earnings
confidence high
sentiment neutral
materiality 0.70
CB Financial reports FY2025 GAAP net income $4.9M, down 61% YoY; dividend raised 8%
CB Financial Services, Inc.
2025-FY EPS
reported $0.92
vs consensus $0.83
▲ beat
(+10.9%)
- FY2025 GAAP net income $4.9M ($0.92 diluted EPS), down 61% YoY; adjusted net income $14.4M ($2.71), up 34%.
- Quarterly dividend raised 8% to $0.28/share, payable Feb 27 to holders of record Feb 13.
- Amanda L. Engles promoted to permanent EVP/CFO effective Jan 21, 2026, after serving as interim CFO since Feb 2025.
- Q4 2025 GAAP net income $4.7M ($0.89) vs Q3 net loss of ($5.7M) ($1.07); adjusted net income $3.8M ($0.72).
- Change in Control Agreement for Engles provides 2x salary & bonus severance upon qualifying termination after change in control.