James River posts Q4 net income of $30.1M vs loss of $94M YoY; combined ratio improves to 94.1%

James River Group Holdings, Inc.

Q4 2025 net income from continuing ops $30.15M ($0.53/diluted) vs loss of $92.67M ($2.25) in Q4 2024.
Full year combined ratio 96.6%; Q4 combined ratio improved to 94.1% from 155.1% year ago.
Adjusted net operating income $15.96M ($0.30) vs loss of $40.8M ($0.99).
Tangible common equity per share $8.94, up 34% since Dec 2024; adjusted net op return on tangible common equity 15.3%.
Board declared $0.01/share dividend payable March 31, 2026 to holders of record March 13, 2026.

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