earnings
confidence high
sentiment positive
materiality 0.75
BFST Q4 net income $21M ($0.71), FY net income $82.5M ($2.79); common dividend $0.15
Business First Bancshares, Inc.
2025-FY EPS reported
$2.79
revenue$10,704,000
- Q4 net income $21.0M ($0.71 diluted EPS); core EPS $0.79. FY net income $82.5M ($2.79) up 38% YoY.
- Net interest income $70.9M, NIM 3.71%; loan growth $168.4M (11.1% annualized) in Q4.
- Common dividend $0.15 per share, payable Feb 28, 2026 to holders of record Feb 15, 2026.
- Q4 stock buyback of 150,504 shares at $24.79 avg; tangible book value per share up to $23.36.
- Nonperforming loans ratio rose 42 bps to 1.24% due to a single $25.8M CRE relationship.