OP Bancorp Q4 2021 net income $9.1M record, EPS $0.59; dividend raised 43% to $0.10

OP Bancorp

2021-FY EPS reported $1.88 revenue$1,562,000

Net income of $9.1M up 140% YoY; diluted EPS $0.59 up 136%; record quarterly results.
Net interest income $17.1M (+40% YoY); NIM expanded to 4.07% from 3.73%.
Total deposits $1.53B (+28% YoY); noninterest-bearing deposits 51% of total (up from 44%).
Return on average assets 2.11% (up from 1.13%); efficiency ratio improved to 39.34%.
Quarterly cash dividend increased 43% to $0.10 per share; payable Feb 24, 2022.

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