OP Bancorp Q2 net income $8.5M ($0.54 EPS), up 33% YoY; dividend raised 20% to $0.12/share

OP Bancorp

2022-Q2 EPS reported $1.07 revenue$815,000

Net income $8.5M, diluted EPS $0.54, up 33% and 29% YoY respectively.
Net interest margin expanded to 4.21% from 3.98%; efficiency ratio improved to 47.07%.
Total loans grew 18% to $1.55B; deposits up 21% to $1.74B; noninterest-bearing deposits 47.1%.
Quarterly cash dividend declared $0.12/share (20% increase from $0.10), payable Aug 25 to holders of record Aug 11.
Book value per share $11.16, up 11%; CET1 ratio 12.29%; nonperforming loans at 0.15% of gross loans.

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