earnings
confidence high
sentiment positive
materiality 0.65
HBT Financial Q1 net income $15.3M ($0.48 EPS); adjusted EPS $0.57, ROATCE 17.57%
HBT Financial, Inc.
2024-Q1 EPS reported
$0.48
- GAAP net income $15.3M ($0.48 diluted EPS); adjusted net income $18.1M ($0.57 diluted EPS).
- Adjusted ROAA 1.45%, adjusted ROATCE 17.57%; net interest margin (tax-equivalent) stable at 3.99%.
- Nonperforming assets to total assets at 0.20%, near historic low; net recovery for the quarter.
- Deposits ex-brokered increased slightly; loans declined on payoff of lower-rate loans.
- Tangible book value per share grew $1.74 (15.2%) year-over-year.