earnings
confidence high
sentiment positive
materiality 0.75
TWFG Q4 revenue up 30.8% to $51.7M, Adj. EBITDA +91.7%; guides FY2025 rev $235-250M
TWFG, Inc.
- Q4 total revenue $51.7M (+30.8% YoY); net income $8.2M vs $5.2M.
- Q4 Adjusted EBITDA $13.8M (+91.7% YoY); margin 26.8% vs 18.3%.
- FY2024 total revenue $203.8M (+18.4%); net income $28.6M vs $26.1M.
- 2025 guidance: revenue $235-250M, organic growth 11%-16%, Adj. EBITDA margin 19%-21%.
- CEO: 100+ new branches launched in 2024, expect contribution to long-term organic growth.