earnings
confidence high
sentiment positive
materiality 0.75
ACNB Q2 net income $11.6M ($1.11 EPS); NIM 4.21%; dividend +6.3% to $0.34
ACNB CORP
2025-Q2 EPS reported
$1.12
revenue$93,732,000
- Net income $11.6M ($1.11 diluted EPS) vs $11.3M ($1.32) in Q2 2024 and Q1 2025 net loss of $272K.
- FTE net interest margin 4.21%, up 39 bps YoY and 14 bps QoQ, aided by $2.2M in acquisition accretion.
- Quarterly dividend raised 6.3% to $0.34/share; Board approved new repurchase plan for up to 314,000 shares (3% outstanding).
- Total loans $2.34B, up 0.8% QoQ (3.4% annualized); non-performing loans stable at 0.43% of loans.
- Tangible book value per share $29.30 (up from $28.23 at Q1 2025); repurchased 71,592 shares during Q2 2025.
item 2.02item 9.01