FinWise Q2 net income $4.1M, EPS $0.29; loan originations $1.5B

Finwise Bancorp

2025-Q2 EPS reported $0.52

Net income of $4.1M ($0.29 diluted EPS), up from $3.2M ($0.23) in Q1 2025 and $3.2M ($0.24) in Q2 2024.
Loan originations totaled $1.48B, up from $1.26B in Q1 and $1.17B in Q2 2024.
Net interest income $14.7M, net interest margin 7.81% vs 10.31% a year ago due to lower-yielding higher-quality loans.
Nonperforming loans rose to $39.7M (7.5% of HFI) from $29.9M (6.1%) at Q1, partly SBA-guaranteed.
Efficiency ratio improved to 59.5% from 64.8% in Q1; tangible book value per share $13.51.

item 2.02item 7.01item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.