Finward Bancorp Q2 net income $2.2M ($0.50 EPS), up from $0.5M; NIM expands to 2.97%

Finward Bancorp

2025-Q2 EPS reported $0.61

Net income available to common stockholders $2.2M ($0.50 diluted EPS) vs $455K ($0.11) in Q1.
Net interest margin (tax-equivalent) rose to 3.11% from 2.95% QoQ; loan yields improved.
Non-performing loans $13.5M (0.91% of loans); net loan recoveries of $414K in Q2.
Tier 1 leverage ratio improved to 8.69% from 8.48%; tangible book value $30.16 per share.
Deposits stable at $1.8B; commercial loan originations increased to $46.1M from $36.7M.

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