ACNB reports Q3 2025 net income $14.9M ($1.42 EPS), up 107% YoY; dividend raised 11.8%

ACNB CORP

2025-Q3 EPS reported $2.56 revenue$144,633,000

Net income $14.9M ($1.42 diluted EPS) vs $7.2M ($0.84) YoY and $11.6M ($1.11) QoQ.
FTE net interest margin 4.27%, up 50 bps YoY and 6 bps QoQ; loan yield 6.29%.
Quarterly dividend increased to $0.38/share, up $0.04 (11.8%) from prior quarter.
Total loans $2.34B, down $5.2M from June 30; non-performing loans stable at 0.43%.
Tangible book value per share $30.87, up from $29.30 at June 30, 2025.

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