earnings
confidence high
sentiment negative
materiality 0.65
Chain Bridge Bancorp Q3 net income $4.7M ($0.72 EPS), down from $7.5M ($1.64) YoY on lower deposit fees
CHAIN BRIDGE BANCORP INC
2025-Q3 EPS reported
$2.27
- Q3 net income $4.7M vs $7.5M in Q3 2024; nine-month net income $14.9M ($2.27 EPS) vs $17.2M ($3.77).
- Net interest income $12.3M vs $13.6M YoY; noninterest income dropped to $847K from $3.1M due to political deposit fee shift.
- Book value per share $24.86, up from $22.95 a year ago; Tier 1 leverage ratio 11.34% remains very strong.
- Total deposits $1.4B, up $114.6M from Q2; political inflows drove growth, while loans declined to $280M.