Erie Indemnity Q3 net income $182.9M ($3.50 diluted) up 14.4% YoY

ERIE INDEMNITY CO

Net income $182.9M vs $159.8M; diluted EPS $3.50 vs $3.06; nine-month net income $496.0M.
Operating income before taxes $208.9M (+16%); management fee revenue from policy issuance $825.3M (+7.3%).
Investment income before taxes $21.6M vs $19.5M; net investment income $21.0M vs $17.3M.
Commissions increased $41.0M on premium growth and agent incentive comp; non-commission expense fell $11.9M.
Quarterly dividend $1.365 per Class A share, up from $1.275 in Q3 2024.

Key facts

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Governance Changes SEC 8-K Item 5.03/5.05/5.06 confidence 0.95

ERIE INDEMNITY CO: The Board of Directors approved a revised Code of Conduct applicable to all directors, officers and employees, and a revised Code of Ethics for CEO and Senior Financial Officers, effective November 2025 (effective 2025-11-01).

Change: code of ethics
Effective: 2025-11-01

Exact text from the filing

On October 28, 2025, the Board of Directors approved a revised Code of Conduct applicable to all directors, officers and employees of the Company. The revisions update the Company’s existing Code of Conduct that was effective January 2025 and include non-substantive stylistic changes, address the use of AI, and strengthen the role of leaders to protect employees from retaliation. The revised Code of Conduct is effective November 2025. On October 28, 2025, the Board of Directors approved a revised Code of Ethics for CEO and Senior Financial Officers which contains additional obligations for the Company’s President and Chief Executive Officer, Chief Financial Officer, Controller and other persons performing similar functions. The revisions amend and restate the Company’s existing Code of Ethics for Senior Financial Officers that was effective June 1, 2016 to, among other things, address Insider Trading and Fair Dealing, and update the Waivers and Amendments section. The revised Code of E

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Source: SEC EDGAR

accession 0001628280-25-047550

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